Choose the card that’s right for you

To check if you are eligible for an upgrade, please log into your FNBO account at card.fnbo.com/MGMRewards.

With either the MGM Rewards World Elite Mastercard or MGM Rewards Iconic World Elite Mastercard (collectively or individually, the “MGM Rewards Credit Card”), you can turn everyday purchases into elevated experiences. MGM Mastercard Points and Tier Credits are earned from all spend on the MGM Rewards Credit Card. MGM Mastercard Points may be redeemed for SLOT DOLLARS® or MGM Rewards Points. You can redeem MGM Mastercard Points for MGM Rewards Points by visiting an MGM Rewards desk.

MGM Mastercard Points and Tier Credits from your MGM Rewards Credit Card spend are earned at the close of your monthly billing cycle. It may take up to 7 - 10 days from your billing cycle close date for MGM Mastercard Points and Tier Credits to be applied to your MGM Rewards account.

Your MGM Rewards account will be credited with 10,000 Tier Credits on your anniversary upon spending $25,000 annually*. Please allow up to 8 weeks from your anniversary date for your Tier Credits to be awarded.

Self-parking is complimentary for current MGM Rewards Credit Card cardholders . Guests must insert their Pearl, Gold, Platinum or NOIR MGM Rewards card at the exit gate to receive the free parking benefit. All complimentary parking is subject to availability, which may vary by facility location and Tier Status.

Yes, only MGM Rewards members with a US resident address are eligible to apply.

Actually, you earn both MGM Mastercard Points and Tier Credits everywhere you make purchases with your MGM Rewards Credit Card. Use it for everyday purchases and on your next visit to your favorite MGM Rewards Destination.

New and existing cardholders do not earn 20,000 MGM Rewards Tier Credits each year after being approved for the card. However, cardholders are able to enjoy all benefits associated with Pearl Status such as free self-parking, 10% bonus on SLOT DOLLARS® earned playing slots, complimentary access to MGM Rewards concerts, etc.

It may take 7-10 days for the Pearl Status upgrade to be reflected on your MGM Rewards account.

Points earned through your MGM Rewards Credit Card may be redeemed for SLOT DOLLARS® or MGM Rewards Points to use toward rooms, dining and entertainment at your favorite MGM Rewards Destinations.

Upon enrollment and on each anniversary of the enrollment date thereafter, the cardholder will earn a $200 Iconic Resort Credit benefit*. Please allow up to 8 weeks from the enrollment and anniversary dates for the benefit to be applied to your MGM Rewards account.

The Iconic Resort Credit must be redeemed by the primary cardholder within twelve months of earning the benefit. Qualifying cardholders must be checked in as a hotel guest at a participating MGM Resorts Destination and then visit the hotel’s MGM Rewards desk to redeem your $200 Iconic Resort Credit benefit for MGM Rewards Points.

You will receive one statement credit* (up to $120) every four years after the first program (either TSA PreCheck® or Global Entry) application fee is charged to your MGM Rewards Credit Card by you or an authorized user. Please allow up to 8 weeks after you qualify for this statement credit for it to be applied to your Account.

Please visit https://www.prioritypass.com/MGMIconicLounge, and follow the simple steps to activate/access your account.

The complimentary night benefit will be awarded annually at card anniversary if $25,000 spend accrued during the anniversary term*. The complimentary night will be awarded as an “Iconic Free Night Bonus” on your MGM Rewards account. Please allow up to 8 weeks from anniversary date for the benefit to be applied to your MGM Rewards account.

The Iconic Complimentary Night benefit must be redeemed by the primary cardholder within twelve months of earning the benefit. Qualifying cardholders must be checked in as a hotel guest at a participating MGM Resorts Destination and then visit the hotel’s MGM Rewards desk to redeem your Iconic Complimentary Night.